Warranties and Disclaimers

There are no warranties implied.

Colloquium Asset Management, Inc. (“RIA Firm”) is a registered investment adviser located in Novi, MI. Colloquium Asset Management, Inc. may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Colloquium Asset Management, Inc. web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Colloquium Asset Management, Inc. web site on the Internet should not be construed by any consumer and/or prospective client as Colloquium Asset Management, Inc.'s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Colloquium Asset Management, Inc. with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Colloquium Asset Management, Inc., please contact the state securities regulators for those states in which Colloquium Asset Management, Inc.  maintains a registration filing. A copy of Colloquium Asset Management, Inc. current written disclosure statement discussing business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Colloquium Asset Management, Inc. upon written request. Colloquium Asset Management, Inc. does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Colloquium Asset Management, Inc. website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Colloquium Asset Management, Inc.  website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from RIA, or from any other investment professional.